Line of Credit (LoC): Definition, Significance, and Hybrid Bank’s Solution

What is ‘Line of Credit’ and Why Does it Matter?

At the outset, it’s important to bear in mind that the type of the user’s acquired credit impacts at least 10% of their credit score. Line of Credit (LoC) is a particular form of ‘revolving credits’, offered mostly by traditional lending institutions, but also by progressive crypto-based, decentralized lending platforms such as Hybrid Bank.

Lines of Credit and Credit Scores

Hybrid Bank: Central Credit Rating platform for all Lenders, Borrowers and Organizations

Hybrid Bank’s Offering

Hybrid Bank acknowledges the risks associated with lines of credit, especially in the blockchain ecosystem, like bad bond recovery rates and malignant debts. In order to avoid these outcomes, they are currently offering micro-lending services for cryptocurrency holders that range from $1,000 to $10,000. With their total supply of tokens ranging up to 10,000,000,000, Hybrid Bank assures that their lines of credit have enormous volume potential.



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Hybrid Bank is building a platform with Tools and Techniques to value Credit Worthiness of Companies dealing in Digital Assets.